More than 80% of people who self-impose a financial goal, you are not able to achieve it. Apparently achieve financial goals is much more difficult than we think. With this in mind, it is that we have prepared some tips to help you focus and achieve the financial goals that you propose.

Acknowledge your reality and be specific with your goals

If you are ambitious and you impose unrealistic goals, you probably will not be able to reach them. For this reason we recommend clearly identify your goals and answer why they are important to you, then decide on what you will work and strive. By concentrating your efforts, you will have a better chance of achieving what matter most. It only depends on you.

Focus on goals that are worthwhile

As in all areas of our life, there are different types of goals and priorities: primary and secondary. Not always the primary goals are the most desirable, for example to pay a debt we owe is more important to change our phone by a newer one, although the latter (change your phone) may be more desirable than first (pay debt). To achieve the primary objectives often have to put your most desirable goals, but less important in the background.

Get ready for conflicts between your goals

Even the primary objectives may conflict with each other. When you face a conflict between your objectives or goals, you should ask yourself questions like:

• Which of the conflicting goals benefit me more?
• What goal will cause me more harm if postponed?

Answer these questions will help you focus and stay on track in meeting your financial goals.

Make the time is in your favor

The most important ally you have in achieving its goals is time. Your age is an important factor also, younger people (have more time to achieve financial prosperity) can invest differently. Make that time is on your side! The money in savings accounts or term investment in stocks or bonds, grows as time passes.

Beware of large expenses

Once you have defined your list of financial goals and you have assigned a priority to each, then you need to plan and keep your spending under control so that you achieve in the time you have defined. Every time you have to make a big expense, ask yourself: “Is this brings me closer to my main goals away from them or me?” If not a big expense you closer to your goals, try to postpone or reduce it.